how much of your health insurance premium...

[Aske]

do you directly recover EVERY year.

i don't mean,  like you spend $5000 and 2x every ten years you go to the ER and end up with a $45,000 bill   hence saving you about $40,000

i mean, you have a chronic illness/injury treatment etc  and you spend $5000 and directly get the insurance to at least pay  say, 2000 on prescriptions...  hence you are really only spending $3000 on insurance...
that's what i'm looking for...

[spacey]

Nearly 100% of my insurance premium is added to the "risk pool." I am an extremely low utilizer. Just doing my part to keep my coworkers and employees' premiums lower I suppose.

[Aske]

Nearly 100% of my insurance premium is added to the "risk pool." I am an extremely low utilizer. Just doing my part to keep my coworkers and employees' premiums lower I suppose.

come work here then
 

[spacey]

Nearly 100% of my insurance premium is added to the "risk pool." I am an extremely low utilizer. Just doing my part to keep my coworkers and employees' premiums lower I suppose.

come work here then
 

Besides my being grossly underqualified, you can't pay me enough. 

[Aske]

Nearly 100% of my insurance premium is added to the "risk pool." I am an extremely low utilizer. Just doing my part to keep my coworkers and employees' premiums lower I suppose.

come work here then
 

Besides my being grossly underqualified, you can't pay me enough. 

   

[stegerman]

do you directly recover EVERY year.

i don't mean,  like you spend $5000 and 2x every ten years you go to the ER and end up with a $45,000 bill   hence saving you about $40,000

i mean, you have a chronic illness/injury treatment etc  and you spend $5000 and directly get the insurance to at least pay  say, 2000 on prescriptions...  hence you are really only spending $3000 on insurance...
that's what i'm looking for...

negative $2945.50   roughly