gleek
Flak Jacket
Karma: 107 Posts: 9511
 OfflineE chu ta!
 
|
 |
AAA Auto Insurance *goshdarn* Sucks!
« on: July 31, 2007, 10:35:51 AM » |
|
A hit-and-run isn't covered by uninsured motorist coverage in California.
Let me rephrase that. Uninsured motorist coverage doesn't cover the deductible in hit-and-run accidents.
|
|
|
|
« Last Edit: July 31, 2007, 10:37:56 AM by gleek »
|
Logged 
|
Woman, open the door, don't let it sting. I wanna breathe that fire again.
|
|
|
Clive
Full Metal Jacket
Karma: 77 Posts: 4358
Offline
|
|
Re: AAA Auto Insurance *goshdarn* Sucks!
« Reply #1 on: July 31, 2007, 10:58:24 AM » |
|
USAA applied the comprehensive deductible ... after we asked.
|
|
|
|
|
Logged
|
|
|
|
dystopia
Amazing Technicolor Dreamcoat From: Silicon Valley
Karma: 94 Posts: 7929
Offline
|
|
Re: AAA Auto Insurance *goshdarn* Sucks!
« Reply #2 on: July 31, 2007, 11:03:22 AM » |
|
Weird timing. I'm currently in the process of switching from AAA to State Farm for car insurance.
|
|
|
|
|
Logged
|
|
|
|
Aske
Lederhosen
Karma: 120 Posts: 31405
Offline
|
|
Re: AAA Auto Insurance *goshdarn* Sucks!
« Reply #3 on: July 31, 2007, 11:05:01 AM » |
|
why do you hate korprit merka ?
|
|
|
|
|
Logged
|
Russia has invaded a sovereign neighboring state and threatens a democratic government elected by its people. Such an action is unacceptable in the 21st century. -- Chimpy McFlightsuit, CEO of Bu$hco Industries of 'Merka |
|
|
birdymaker
Straitjacket From: a third world country in the making
Karma: 18 Posts: 2923
Offline
|
|
Re: AAA Auto Insurance *goshdarn* Sucks!
« Reply #4 on: July 31, 2007, 11:47:10 AM » |
|
insurance companies, the modern mafia.
|
|
|
|
|
Logged
|
women are like tornados. In the beginning there's a lot of sucking and blowing. In the end, the car's gone, the house is gone..
|
|
|
Walfredo
Straitjacket
Karma: 18 Posts: 2013
OfflinePaintin the town brown
|
|
Re: AAA Auto Insurance *goshdarn* Sucks!
« Reply #5 on: July 31, 2007, 12:33:25 PM » |
|
No way to tell whether the person that did the hit and run has insurance right?
Can't you tell I work for an insurance company.
|
|
|
|
|
Logged
|
For hither not, I am the stallion.
Come fear, come love, I am the stallion.
You know that I am the stallion, mang.
I am, I am the stallion, mang.
You know that I am the stallion, mang.
I live, I walk, I am the stallion, mang.
|
|
|
gleek
Flak Jacket
Karma: 107 Posts: 9511
OfflineE chu ta!
|
|
Re: AAA Auto Insurance *goshdarn* Sucks!
« Reply #6 on: July 31, 2007, 12:38:26 PM » |
|
No way to tell whether the person that did the hit and run has insurance right?
Can't you tell I work for an insurance company.
Why do you hate 'Merkans? |
|
|
|
|
Logged
|
Woman, open the door, don't let it sting. I wanna breathe that fire again.
|
|
|
BFBoy
Golf Shirt From: Ohio
Karma: 8 Posts: 332
Offline
|
|
Re: AAA Auto Insurance *goshdarn* Sucks!
« Reply #7 on: July 31, 2007, 02:41:12 PM » |
|
I work for an insurance company, and while I don't sell property and casualty insurance, I AM having some ethics issues with my job. Though the company preaches ethics, I find that not exposing everything, totally, is the way to be most successful. For me, total discolsure is the ONLY way to go.
Hence my apprehension.I DON'T feel as I am a leech, but without total disclosure, I feel that a client may be persuaded without ALL the facts. I may soon find that this is not the job for me.
|
|
|
|
« Last Edit: July 31, 2007, 05:17:36 PM by BFBoy »
|
Logged
|
Nickent Genex 3DX 12° w/NV-55 Senior flex
Nickent 3DX 17° Hybrid w/UST Senior flex
Acer 905 #5 Hybrid w/Acer Velocity Senior flex
Acer XP905 6-8 irons Senior flex Apollo Steel
Acer XK HT 9-PW Senior flex Apollo Steel
Acer XC 56° Senior flex Apollo Steel
Bionik putter 34"
|
|
|
Art Vandelay
Golf Shirt
Karma: 7 Posts: 334
Offline
|
|
Re: AAA Auto Insurance *goshdarn* Sucks!
« Reply #8 on: July 31, 2007, 02:55:31 PM » |
|
I'm a property claims handler and I'm the salt of the earth, honest as they come. Just ask me. I'll tell you so.  Now, those auto insurance guys, they're a whole 'nuther story...  And don't even get me started on agents and claims lawyers.  |
|
|
|
|
Logged
|
|
|
|
twoiron
Full Metal Jacket From: The Drawing Room
Karma: 41 Posts: 4571
Offline
|
|
Re: AAA Auto Insurance *goshdarn* Sucks!
« Reply #9 on: July 31, 2007, 07:13:10 PM » |
|
Sorry to hear of your situation gleek.... The Un-insured motorist coverage is pretty much the same World Wide, unless you can prove the identity of the Third Party, and that they were at fault you get lumped with the excess/deductible. BFBoy... if you want to know about disclosure you should work for an Australian Insurance Company. We're subject to some fairly intensive requirements in respect to disclosure and compliance  This applies to Agents/Brokers and any employee who is "Market Facing". Anywho I'll leave it at that.... Cheers |
|
|
|
|
Logged
|
"Nothing says sorry like a warm plate of bacon... or so I'm told"
|
|
|
Uisce Beatha
Amazing Technicolor Dreamcoat From: In the Jar
Karma: 116 Posts: 7357
OfflineGet me the tank!
|
|
Re: AAA Auto Insurance *goshdarn* Sucks!
« Reply #10 on: July 31, 2007, 07:28:02 PM » |
|
If you post on this board and you're not an insurance guy please raise your hand.
Good luck gleek. Insurance issues suck.
|
|
|
|
|
Logged
|
"If you're darker than a caramel, Reverend Al speaks for you." - Aasif Mandvi
"Well, you can tell by the way I use my walk, I'm a woman's man: no time to talk." - stroh
|
|
|
BFBoy
Golf Shirt From: Ohio
Karma: 8 Posts: 332
Offline
|
|
Re: AAA Auto Insurance *goshdarn* Sucks!
« Reply #11 on: July 31, 2007, 11:44:19 PM » |
|
Sorry to hear of your situation gleek.... The Un-insured motorist coverage is pretty much the same World Wide, unless you can prove the identity of the Third Party, and that they were at fault you get lumped with the excess/deductible. BFBoy... if you want to know about disclosure you should work for an Australian Insurance Company. We're subject to some fairly intensive requirements in respect to disclosure and compliance This applies to Agents/Brokers and any employee who is "Market Facing". Anywho I'll leave it at that.... Cheers Don't get me wrong. I would never think of not disclosing everything. And, while the Company I work for talks about ethics, the impression I get, from the meetings I attend, is that I am too concerned with telling the client ALL the potential risks. Just the other day, an agent said to me, 'I realize you are a very ethical person, but sometimes you tell the client too much. You don't have to give them all the facts all the time'. This is what makes me think that this isn't the job for me. I don't think that there is any amount of gain, I could receive, that would make it ok to compromise my integrity. |
|
|
|
|
Logged
|
Nickent Genex 3DX 12° w/NV-55 Senior flex
Nickent 3DX 17° Hybrid w/UST Senior flex
Acer 905 #5 Hybrid w/Acer Velocity Senior flex
Acer XP905 6-8 irons Senior flex Apollo Steel
Acer XK HT 9-PW Senior flex Apollo Steel
Acer XC 56° Senior flex Apollo Steel
Bionik putter 34"
|
|
|
twoiron
Full Metal Jacket From: The Drawing Room
Karma: 41 Posts: 4571
Offline
|
|
Re: AAA Auto Insurance *goshdarn* Sucks!
« Reply #12 on: August 01, 2007, 12:33:49 AM » |
|
Sorry to hear of your situation gleek.... The Un-insured motorist coverage is pretty much the same World Wide, unless you can prove the identity of the Third Party, and that they were at fault you get lumped with the excess/deductible. BFBoy... if you want to know about disclosure you should work for an Australian Insurance Company. We're subject to some fairly intensive requirements in respect to disclosure and compliance This applies to Agents/Brokers and any employee who is "Market Facing". Anywho I'll leave it at that.... Cheers Don't get me wrong. I would never think of not disclosing everything. And, while the Company I work for talks about ethics, the impression I get, from the meetings I attend, is that I am too concerned with telling the client ALL the potential risks. Just the other day, an agent said to me, 'I realize you are a very ethical person, but sometimes you tell the client too much. You don't have to give them all the facts all the time'. This is what makes me think that this isn't the job for me. I don't think that there is any amount of gain, I could receive, that would make it ok to compromise my integrity. I know how you feel... better to completley inform your client of all the risks and have them make a better decision than end up with unwanted claims and needless litigation... |
|
|
|
|
Logged
|
"Nothing says sorry like a warm plate of bacon... or so I'm told"
|
|
|
