[Politics/Religion] Call me an idiot

Seriously you can, but I have a question. And I need a good down to earth, back woods, good ol' boy type of answer.

What does this financial crisis mean to me? How will it affect me on Main street?

I know this answer is complicated and no I don't expect a true answer that will cover all the bases. But for a layman like me what should I expect over the next couple of months. Especially the next 5 weeks.

And please lets be civil, we have been very good so far.